Although a Full and Final (F&F) settlement analysis differs between the Applicant and Defense, both parties benefit when viewing an F&F settlement through a “big picture” lens. This article captures the importance of understanding all areas of potential future medical exposure, from each party’s perspective, when considering closing an Arizona workers’ compensation claim on an F&F basis. The advantages of settling on an F&F basis are also discussed. 

Arizona’s “full and final” settlement law, codified at A.R.S. § 23-941.01, allows parties to settle accepted workers’ compensation claims for compensation, penalties, interest and other benefits, including future medical. S.B. 1100 made several changes to the initial process and addresses, among other things, attestations regarding future medical care, final settlement and release of claims….read more.